Fair Isaac Corporation, more well known as FICO, has announced upcoming changes in how credit scores are calculated. What this means for you as the consumer/user is that it could lower your credit score. Dramatic upcoming changes are for the purpose of more accurately assessing consumers with regard to risk for the lender. For example,…
When visiting other countries using points and miles, doing so with a spouse/partner/friend can be quite worthwhile. Try using some of these approaches to maximize travel rewards: Merge Your Money When financial institutions look at applications for credit cards, they look at more than just your credit score. The revenue you disclose has a key…
Points Banking doesn’t exist anywhere else in the world. If you are a US citizen, you are extremely lucky to have access to large sign-up bonuses on credit cards. One or two strategically chosen credit card sign up bonuses can get you flights within US or any country in the world for up to 90%…
Credit is such a weird concept. Somehow, three digits control our financial destiny. Whether you like the system or not, we are stuck with it. Since we don’t have a choice to participate in the credit system, its best to have the highest score possible. Here are the best ways to raise your credit…
You worked hard to earn your miles and points in the bank. Don’t let those potential points for vacations go to waste. Here are some helpful tips to keep your miles from expiring. At the bottom is a table with the major airline and hotel expiration deadlines. Know The Expiration Dates Each…
There are so many strategies in Points Banking that it can be hard to keep track. One of the strategies is to apply for multiple credit cards to get the lucrative sign up bonuses. With an all you can eat buffet of credit card sign up bonuses out there, you may be wondering if going…
Looking back on our family vacation, we would not have been able to travel as cheap without Points Banking. On this trip as a family of three, we lived in a local village in Fiji, got married on the beautiful beaches of Bali, played with koalas and kangaroos in Australia, and got mesmerized by the lantern festival in Taiwan.
There are many benefits to having a business credit card. Besides the generous sign up bonuses, having a business card allows you separate business and personal expenses. If you don’t have a business, don’t worry, there are still some ways you can get approved for a business credit card.
You worked really hard to get your miles and points in the bank. Don’t let that potential vacation currency go to waste. Here are some helpful tips to keep your miles from expiring. Below the useful tips is a table with the major airline and hotel expiration deadlines. Know The Expiration Dates Each…
It seems that when the topic of credit or credit scores comes up, everyone seems to have something to say. Ever try splitting a dinner check with your friends? You know what I mean. When it comes time for everyone to put in their credit cards, everybody has some credit card wisdom to share. Not to…